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RightAnswers Allstate Business Insurance | Q & A

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RightAnswers Allstate Business Insurance


What is an Allstate Advantage account?

Allstate Benefits Advantage lowers. your health benefit costs by requiring. employees to exclusively use network. providers. Reduce your health benefit costs further with Allstate Benefits Advantage plans — plans that only pay benefits when your employees visit network providers.

Does Allstate Protection Plan cover a cracked screen?


Provides coverage for a cracked screen, liquid damage, battery failure and more. Protection can be purchased for any phone, from any carrier, regardless of how old it is or whether you own or lease it. The plan follows you if you switch carriers or upgrade your phone.

What is an Allstate Protection Plan?


There are two types of plans: Standard Plans and Accident Plans. Standard Plans cover product breakdowns and malfunctions during normal use. Accident Plans also cover product breakdowns and malfunctions during normal use as well as life's accidents like drops and spills.

Does Allstate cover laptops?


Your laptop is covered for life's accidents, plus mechanical and electrical failures from normal use. Intentional damage, loss and theft are not covered.

Can I buy Allstate protection after purchase?


Yes, the plan can be purchased within 30 days for eligible items. To purchase a plan, bring the original product receipt to any Guest Service desk.

Can I return an Allstate protection plan?


After the first 30 days of your plan:

You can cancel your plan with us for a pro-rated refund.

Can I claim laptop insurance?


Laptop cover is usually sold as a specific type of gadget insurance, but sometimes you can get cover as part of your house insurance instead. Every policy is different, but you'll usually be able to get cover for a whole host of events. Things like accidental damage and theft.

Can protection plans be refunded?

Can I cancel my plan? You may cancel your plan anytime (with a full refund if canceled within the first 30 days). After 30 days of coverage, you will receive a prorated refund.

What if company laptop is damaged?

Contact the IT personnel or supervisor at the company as soon as possible and let them know. If the company has loaned you a laptop, you're likely expected to complete work on the laptop. If it's damaged to the extent where you can't effectively use it, you may need to quickly have it replaced.


RightAnswers Allstate Business Insurance  | Q & A








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